\nCOMPANY DESCRIPTION:  Forbright is a nationwide full-service bank and commercial lender focused on helping to build a brighter future for our clients and the communities we serve. Forbright is committed to exceptional client service by providing seamless, innovative personal banking services to depositors and creative financing solutions to visionary middle market businesses and investors in healthcare, technology, financial services, real estate, and other industries. \n \nCOMPANY CULTURE:  We are a dynamic, high energy, fun, and fast-paced organization that has an exciting growth trajectory, meaningful mission, and embedded responsible practices into our daily interactions. We offer our team members a culture of collaboration, inclusion, flexibility, recognition, and giving back. We look to hire individuals that are passionate about our mission, and who are motivated, customer and results-oriented, innovative, adaptable, and thoughtful.\n \nCOMPANY MISSION:  We are a mission-driven institution. We operate a sound dynamic institution that is well capitalized, liquid, profitable and uses best practices to manage risk and assure compliance with laws and regulations. We use Forbright’s capital, capabilities, innovation, and expertise to help our clients succeed and contribute broadly to building a brighter future. \n\n\nJOB SUMMARY: The Senior Associate, Underwriting, Real Estate Finance, is part of the team underwriting and originating Commercial Real Estate finance products at Forbright Bank. This role is responsible for assisting the Real Estate Finance Relationship Managers with underwriting to help the Bank achieve real estate origination goals while simultaneously maintaining acceptable credit quality and return targets.\n\n\n\nDUTIES AND RESPONSIBILITIES:\n* Assist Relationship Managers with: (1) Commercial real estate financial modeling and analysis; (2) Preliminary screening of prospective financing opportunities; (3) Evaluating financing requests to determine credit quality of opportunities \n* Identify and assess key risks associated with a property’s financial performance, local market dynamics, and other variables that should be considered in determining a property’s risk profile\n* Assess the guarantor's financial position to determine the quality of this additional credit support\n* Perform market research to understand trends that impact a property and the competitive environment that it operates in. Determine demand and supply impacts on property vacancy, rent growth, capitalization rates, and property value\n* Review the proposed loan structure to determine if it is appropriate to sufficiently mitigate and manage risk\n* Make independent recommendations regarding credit risk supported by comprehensive analysis\n* Communicate effectively and interact with all levels of management\n* Communicate with all Relationship Managers, Team Leaders, and related departments\n* Assist with loan portfolio management and monitoring\n* Perform other duties as assigned\n\n\n\nQUALIFICATIONS:\n* Bachelor's Degree from a 4-year accredited institution required\n* Minimum of 4+ years of commercial real estate financial modeling experience with a bank, real estate development/operating company, real estate private equity firm, commercial real estate brokerage operations, or commercial finance company required\n* Outstanding quantitative and qualitative analytical skills\n* Strong knowledge of finance and accounting\n* Ability to work under pressure on multiple projects in parallel while still meeting deadlines\n* An ability to synthesize information from various sources and comprehend multiple, distinct points of views on any given topic\n* Demonstrated experience in financial modeling for sophisticated commercial real estate deals that vary in size and complexity\n* Strong oral and written communications skills with the ability to express ideas in a persuasive, organized, and articulate manner\n* Highly motivated business professional, able to thrive in small team environment\n* Extensive and strong knowledge of Excel, to include financial modeling and CoStar\n* Outstanding organizational, problem-solving, and time management skills\n\n\n\n\n\n\nThe pay range for this position is below. The specific rate will depend on the successful candidate’s qualifications and prior experience. $85,000 (entry level qualifications) to $110,000 (highly experienced).\n\n\n\n\nPOSITION REQUIREMENTS: We are committed to creating an inclusive workplace where all employees are capable of performing their job position. Work is primarily conducted in an office setting while certain positions may allow for remote work through the use of technology at management discretion. The functions described below are representative of those to successfully perform duties of this job. Reasonable accommodations may be made to enable employees to perform the essential functions. While performing duties of this job, the employee may be regularly required for extended periods of time to:\n• Remain in a stationary position\n• Use hands and fingers \n• Utilize a computer monitor with visual acuity\n• Operate technology or other office machinery such as printers, scanners, etc.\n• Communicate clearly verbally and/or in writing with others\n\n\nADDITIONAL DUTIES: For Forbright Bank to remain efficient and nimble as a growing organization, team members are expected to exhibit a high level of flexibility regarding any duties that may be situationally assigned outside of this job description. \n\n\nPERKS/BENEFITS:\n• Comprehensive health, dental, and vision plans\n• 4 weeks PTO\n• 401k + company match\n• Metro SmartTrip benefits ($50/mo)\n• Remote or hybrid work schedules for most positions\n• Bonuses for purchasing solar panels, electric vehicles, biking to work, etc.\n• Paid subscriptions to Veterans Compost, Imperfect Foods, and more!\n• Best Workplaces for Commuters 2023 & 2024 winner\n• The Washington Post Top Workplaces 2023 & 2024 winner\n• American Banker Best Banks to Work For 2023 winner\n\n\nIt is the policy of Forbright Bank to provide equal employment opportunities to all qualified individuals and to administer all aspects and conditions of pre-employment and employment without regard to protected characteristics.\n\n\nEmployment with Forbright Bank is at-will, which means that either you or the Company may terminate the relationship at any time. \n\n#Salary and compensation\n No salary data published by company so we estimated salary based on similar jobs related to Finance and Senior jobs that are similar:\n\n $42,500 — $92,500/year\n
\n\n#Benefits\n 💰 401(k)\n\n🌎 Distributed team\n\n⏰ Async\n\n🤓 Vision insurance\n\n🦷 Dental insurance\n\n🚑 Medical insurance\n\n🏖 Unlimited vacation\n\n🏖 Paid time off\n\n📆 4 day workweek\n\n💰 401k matching\n\n🏔 Company retreats\n\n🏬 Coworking budget\n\n📚 Learning budget\n\n💪 Free gym membership\n\n🧘 Mental wellness budget\n\n🖥 Home office budget\n\n🥧 Pay in crypto\n\n🥸 Pseudonymous\n\n💰 Profit sharing\n\n💰 Equity compensation\n\n⬜️ No whiteboard interview\n\n👀 No monitoring system\n\n🚫 No politics at work\n\n🎅 We hire old (and young)\n\n
\n\n#Location\nLos Angeles, CA

\nLead is a fintech building banking infrastructure for embedded financial products and services. We operate an FDIC-insured bank headquartered in Kansas City, Missouri.  Additionally, we have offices in San Francisco, Sunnyvale, and New York City, where our technical, product, design, and legal teams operate.\n \nWe are built for a constantly evolving financial landscape, where new ventures and technological advancements emerge daily. Guided by a team of entrepreneurs and technologists with decades of experience navigating intricate banking and payments regulations, Lead blends regulatory and technological expertise to help our fintech partners scale their operations with compliance and creativity.\n\n\nSimply put, Lead offers the essential attributes that every fintech seeks in a partner bank. First, unparalleled technical expertise from a distinguished team of developers with an extensive understanding of the banking and payments systems. Second, oversight expertise, automated compliance systems, and bespoke program management to navigate the ever-shifting regulatory landscape. Finally, a commitment to transparency and operational rigor to ensure everyone’s money does what it’s supposed to do. \n\n\nAs a Community Bank, we provide personalized banking services and solutions to support the businesses, individuals, and charitable organizations of the Kansas City Metropolitan Area, both in branch and online. We are committed to fostering strong relationships, supporting local economic growth, and we believe in the power of being an integral part of the community we serve.\n\n\n\n\nRole Description: The Wire Processor will be responsible for understanding and processing bank and client wire transactions and service messages.  This role offers tremendous growth opportunities to learn from other Payments experts in an inclusive, supportive, technology-driven environment.\n\n\n\nIn this role you will: \n* Accurately prepare/process all wires (domestic / international / incoming / outgoing) within the Lead Bank appointed time frame\n* Prepare incoming and outgoing service messages as received or requested\n* Escalate service messages that may require further investigation\n* Review and assist in resolving wire related disputes\n* Communicate professionally with clients and other Financial Institutions.\n* Research and obtain approval to process wires that exceed client limits\n* Monitors wires for concerning activity (restricted or high risk countries, missing addresses, unusual activity)\n* Communicate with correspondent banking relationships as needed\n* Assist with audits and daily/monthly reports\n* Process research requests from branches and clients\n* Cross train and provide back-up for certain tasks as needed\n* Perform other duties as assigned\n\n\n\nQualifications: \n* Have at least 1-3 years of banking experience \n* Wire processing experience preferred\n* Service message experience preferred\n* Knowledge of SWIFT messages and the SWIFT network is preferred\n* Are action-oriented, with strong organization skills and attention to detail\n* Are curious, have humility, are open to learning and approach your work with a growth mindset \n* Thrive working in a fluid environment with high autonomy\n* Display exceptional communication skills while offering client support to internal and external clients\n* Have strong analytical and problem solving skills with the ability to make judgements with the information provided\n\n\n\nWhat we offer: \n* At Lead, we design our benefits to support company culture and principles, to foster an efficient and inspiring work environment, and to create the conditions for our team to give their best in both work and life\n* Competitive compensation based on experience, geographic location, and role\n* Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA\n* Paid parental leave\n* Flexible vacation policy, including PTO and paid holidays\n* A fun and challenging team environment in a dynamic industry with ample opportunities for career growth \n\n\n\n\n\n\n*Lead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.\n\n\n*Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. \n\n\n*Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.\n\n\n*Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.\n\n\n**Our compensation reflects the cost of labor across several US geographic markets. Pay is based on a number of factors and may vary depending on geographical market location, job-related knowledge, skills, and experience. These ranges may be modified in the future.\n\n\nZone 1: $70,000 - $83,000 (SF/Bay Area, NYC, Seattle)\nZone 2: $61,000 - $72,000 (Los Angeles, Chicago, Austin, Denver, Boston, Washington DC, San Diego, Philadelphia, Portland, Sacramento)\nZone 3: $40,000 - $50,000 (Other US Metros)\n\n \n\n#Salary and compensation\n No salary data published by company so we estimated salary based on similar jobs related to Design, Swift, Finance and Executive jobs that are similar:\n\n $55,000 — $90,000/year\n
\n\n#Benefits\n 💰 401(k)\n\n🌎 Distributed team\n\n⏰ Async\n\n🤓 Vision insurance\n\n🦷 Dental insurance\n\n🚑 Medical insurance\n\n🏖 Unlimited vacation\n\n🏖 Paid time off\n\n📆 4 day workweek\n\n💰 401k matching\n\n🏔 Company retreats\n\n🏬 Coworking budget\n\n📚 Learning budget\n\n💪 Free gym membership\n\n🧘 Mental wellness budget\n\n🖥 Home office budget\n\n🥧 Pay in crypto\n\n🥸 Pseudonymous\n\n💰 Profit sharing\n\n💰 Equity compensation\n\n⬜️ No whiteboard interview\n\n👀 No monitoring system\n\n🚫 No politics at work\n\n🎅 We hire old (and young)\n\n
\n\n#Location\nKansas City (Hybrid) or Remote