Driving Digital Transformation and Innovation in Fintech
With 7+ years in Fintech and Digital Financial Services, Iโm now a Freelance Digital Innovation Specialist and Consultant, helping businesses drive digital transformation and innovation.
Previously, at Bank Alfalah, I focused on digital innovation, and at HBL, I helped launch the Konnect mobile wallet, Merchant Management System, and design solutions for both online and offline customers. I also contributed to QA efforts for major HBL products, ensuring high-quality delivery.
Passionate about customer-centric, data-driven transformation, Iโm dedicated to creating impactful change in Fintech.
| ๐ Nationality | ๐ต๐ฐ Pakistan |
| ๐ก Residency | ๐ฟ๐ฆ South Africa |
| ๐ Location | ๐ฟ๐ฆ South Africa |
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rok.co/@kumailkugshia |
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| Skilled in | business analysis project management software testing product strategy stakeholders management ms office product planning uats strategic leadership corporate communication product launch product innovation product leadership test planning product design |
| Fluent in | english |
| Preferred timezone | Any |
| Preferred annual pay (min) | $100,000/year |
| Preferred hourly pay (min) | $50/hour |
| Last seen | 9 months ago |
| Signed up | 10 months ago |
| Badges |
๐จโ๐ป Remote worker |
2025 - Present: Freelance Digital Innovation Specialist & Consultant @ Fiverr
2023 - 2025: Product Manager โ Digital Innovation & Integration @ Bank Alfalah
2019 - 2023: Product Expert (Konnect & Digital Products) โ Financial Inclusion Group (I&FI) @ HBL
2018 - 2019: Software Engineer โ Quality Assurance @ Sibisoft (Private) Ltd
2014 - 2018: BS in Computer Science @ University of Karachi