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@kumailkugshia

Remote worker with 8+ years of experience - Last seen ago

Driving Digital Transformation and Innovation in Fintech

With 7+ years in Fintech and Digital Financial Services, Iโ€™m now a Freelance Digital Innovation Specialist and Consultant, helping businesses drive digital transformation and innovation.

Previously, at Bank Alfalah, I focused on digital innovation, and at HBL, I helped launch the Konnect mobile wallet, Merchant Management System, and design solutions for both online and offline customers. I also contributed to QA efforts for major HBL products, ensuring high-quality delivery.

Passionate about customer-centric, data-driven transformation, Iโ€™m dedicated to creating impactful change in Fintech.


Skilled in business analysis project management software testing product strategy stakeholders management ms office product planning uats strategic leadership corporate communication product launch product innovation product leadership test planning product design 
Fluent in english
Preferred timezone Any
Preferred annual pay (min) $100,000/year
Preferred hourly pay (min) $50/hour
Last seen 9 months ago
Signed up 10 months ago
Badges ๐Ÿ‘จโ€๐Ÿ’ป Remote worker

Employment

2025 - Present: Freelance Digital Innovation Specialist & Consultant @ Fiverr

2023 - 2025: Product Manager โ€“ Digital Innovation & Integration @ Bank Alfalah

2019 - 2023: Product Expert (Konnect & Digital Products) โ€“ Financial Inclusion Group (I&FI) @ HBL

2018 - 2019: Software Engineer โ€“ Quality Assurance @ Sibisoft (Private) Ltd

Education

2014 - 2018: BS in Computer Science @ University of Karachi

8ms